The list of reasons to purchase LTC insurance is quite short. There is really only one argument that can be made in favor of purchasing coverage, but it is both obvious and compelling: LTC insurance can prevent you and/or your family from being financially devastated by the costs associated with an extended stay in a LTC facility.
As the cost of care continues to increase, so too does the need for a sound strategy for managing these potential costs. Purchasing long-term care insurance is one such strategy.
There’s a lot to like about the business, balance sheet, and valuation of SK Telecom. For a large-cap company, SK Telecom looks remarkably interesting and undervalued.
“Sure, the opportunity cost of holding gold given where stocks are isn’t great, but the long-term reasons to own gold are just as real as they were months ago, as a store of value with low correlation to stocks,” said Adam Strauss, CFA, with Appleseed Capital.
Appleseed Capital, an independent wealth management firm and advisor to Appleseed Fund (APPLX, APPIX), appeared on Financial Advisor (FA) Magazine’s 2018 Registered Investment Advisor (RIA) ranking.
Most of us have fallen victim to this cognitive bias at one time or another, whether with coin flips, dice rolls, or other activities in which chance plays a role. Anytime we see a significant deviation from the distribution of outcomes that we expect