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Fixed Annuities

Fixed Annuities

In a prior issue of the Navigator, we delved into the complex and controversial world of variable annuities. In this Navigator, we tackle the somewhat simpler and less controversial but still very important topic of fixed annuities.

Variable Annuities

Variable Annuities

Variable annuities are highly complex financial instruments that, despite their popularity, appear to be unsuitable for most investors. While these vehicles offer various theoretical guarantees that may appear attractive to certain investors, the exorbitant costs, poor liquidity, and potentially low …